Home Insurance Quote

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1. Your Details
2. Your Property
3. Property Security
4. Cover Selection
5. Policy Details
6. Your Quote

Your details

What is your email address?

What will this be used for?

Your email address will be used to contact you with regards to your policy, as well as for sending your policy documents and for retrieving your quote.

What is your date of birth?

Title

First name

Last name

Middle names

What do I put here?

Please enter any middle names you have.

Does the policy need to be in the name of a company?

Yes No

Company Policy

Is this policy for a individual or for a company.

Company

Please enter the name of the company the policy is to be in the name of.

Postcode

Street 1

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

Street 2

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

Town

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

County

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

Mobile

Telephone

Please remember to include your island dialling code

Relationship status

Employment status

Occupation

Type of business

Would you like to add a joint policy holder?

Yes No

Title

First name

Last name

Middle names

What do I put here?

Please enter any middle names you have.

What is the joint policy holder's date of birth?

Relationship to policy holder

Employment status

Occupation

Type of business

Does the joint policy holder have a secondary occupation?

Yes No

Secondary employment status

Secondary occupation

Secondary type of business

Does the joint policy holder have any unspent criminal convictions?

Yes No

Does the joint policy holder have any prosecutions pending?

Yes No

Have you made any claims in the last 10 years?

Yes No

What claims must I declare?

You must notify us of any claims you have made or have been made against you.

Do you have any claims?

Add Claim

Your property

Contact Address

Is the property address the same as your contact address?

Yes No

Postcode

Street 1

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

Street 2

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

Town

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

County

Your address information

Please ensure that this is a valid Channel Island or Isle of Man address.

How many years have you been at this address?

years

Property type

Year built

Bedrooms

Please note

A bedroom is defined as any room originally designed or converted for sleeping in, even if they are not used as a bedroom any longer.

Bathrooms

Self contained with a separate lockable entrance under your sole/family control?

Yes No

Is the property used for business?

Yes No

Please let us know if any part of the home is used for business or working from home.

Do you keep stock on the premises?

Yes No

Do business clients visit the premises?

Yes No

Is the business use clerical only?

Yes No

What is the roof constructed from?

What are the walls constructed from?

Flat roofing area

Is the property a graded, listed or preserved building?

Yes No

Is the home in a good state of repair?

Yes No

How is your property heated?

Are there any building works planned or currently ongoing?

Yes No

How do you own your home?

If you have a mortgage, select 'I have a mortgage' even if you also have equity in the property.

Who is your mortgage provider?

Your mortgage lender, e.g. a bank or building society.

Which type of tenant are you?

Were furnishings included as part of your tenancy?

Yes No

What type of cover do you need?

Is this property your main home?

Will your property be empty for more than 30 days in a row?

Yes No

How many consecutive days?

days

On a typical day when are you usually at home?

How many adults (including you) occupy the property?

How many occupants are under the age of 18?

Does anyone in the household smoke?

Yes No

Property security & risks

Does the property have a burglar alarm?

Yes No

What type of alarm is fitted?

Is there a maintenance agreement in force for the alarm?

Yes No

What type of lock is fitted to your main exit door?

Please choose from the list for the type of locks used on your external doors

A simple guide to door locks

Do you have any other single doors?

Yes No

What type of lock is fitted to your other doors?

Please choose from the list for the type of locks used on your external doors

A simple guide to door locks

Do you have any patio or sliding doors?

Yes No

What type of lock is fitted to your patio and sliding doors?

Please choose from the list for the type of locks used on your external doors

A simple guide to door locks

Do you have locks on windows and skylights?

Yes No

What type of lock is fitted to your windows & skylights?

Please choose from the list for the type of locks used on your external doors

A simple guide to door locks

Do you have any french or double doors?

Yes No

What type of lock is fitted to your French and double doors?

Please choose from the list for the type of locks used on your external doors

A simple guide to door locks

Does the property have a smoke alarm?

Yes No

Does the property have a safe?

Yes No

What type of safe is installed?

Has your home or any building nearby been damaged by subsidence, heave, settlement or landslip, or show signs of cracking or bulging of walls?

Yes No

Has the property been previously underpinned?

Yes No

Is the property situated within 400m of the sea, or any other body of water?

Yes No

This includes: Douits, streams, reservoirs, rivers or lakes.

Is the property situated within 400m of a cliff?

Yes No

Are the premises free from flooding?

Yes No

Have the buildings of your home been extended within the last 25 years where the extension is greater than 10% of the property?

Yes No

Are there any trees or shrubs within 7 metres (22 ft) of your home (whether inside or outside your garden) which are more than 3 metres (10 ft) tall?

Yes No

Buildings Cover

Amount of cover required

Buildings accidental damage cover

Yes No

What is the maximum voluntary excess you are willing to pay on a buildings claim?

Buildings no claim bonus

Contents Cover

Amount of cover required

Contents accidental damage cover

Yes No

What is the maximum voluntary excess you are willing to pay on a contents claim?

Contents no claim bonus

Total value of unspecified personal possessions

Valuables & Personal Belongings over £1,500

Add Specified Item

Please list any Valuables and/or Personal Belongings individually valued over £1,500.

Valuables include jewellery (including costume jewellery), articles of or containing gold, silver or other precious metals, cameras (including video cameras, camcorders and digital cameras), binoculars, watches, furs, paintings and other works of art, and collections of stamps, coins and medals.

Personal belongings are things you might wear or carry with you when you leave your home — for example, clothing, jewellery, watches, gadgets like mobile phones, laptops and tablets, personal money, and sports, musical and photographic equipment. Everything must belong to you or be your legal responsibility.

Any specified item may be subject to a valuation which must be provided to Ross-Gower Group Ltd. within 30 days of commencement.

Pedal cycles

Add Pedal Cycle

Please list any pedal cycles you would like to insure.

Do you require freezer cover?

Yes No

Amount of cover required

Policy details

Is this your first time buying a home?

Yes No

Has any member of your household ever been convicted of a criminal offence?

Yes No

Does any member of your household have any prosecutions pending?

Yes No

Has any member of your household ever been declared bankrupt?

Yes No

Been refused insurance or had special terms or conditions applied or cover cancelled for any of the events you now wish to insure?

Yes No

Please give details of the refusal

Would you like legal cover?

Yes No

ARAG Legal Protection

For just £20 you can add ARAG legal protection.

Find more information in the Insurance Product Information Document.

When would you like your cover to start?

Today

Tomorrow

Get a new quote

Home Insurance Quote

Your details

What will this be used for?

What do I put here?

Company Policy

Your address information

Your address information

Your address information

Your address information

What do I put here?

What claims must I declare?

Your property

Contact Address

Your address information

Your address information

Your address information

Your address information

Please note

Property security & risks

Cover selection

Buildings Cover

Contents Cover

Policy details

ARAG Legal Protection