Car insurance quote from Ross Gower

You must be a Guernsey, Jersey or Isle of Man resident aged 21 years or over to use our online system for car insurance.

Search here for your vehicle.

Year of manufacture:

Where you'll find this information

If you're unsure, check your vehicle registration certificate

Make and Model:

Where you'll find this information

If you're unsure, check your vehicle registration certificate

No Grey Imports • No Vehicles before 1985

Your selected vehicle

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Year	-	Engine	-
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Transmission	-	Group	-

Sorry but we don't insure imported vehicles

Your vehicle details.

What is the approximate value of the vehicle?

Please note

This should be the approximate market value of the car at present, to the nearest pound. This should not be the original price paid.

What is the vehicle's seating capacity?

Please enter your postcode:

Where you'll find this information

Address where vehicle is usually kept. If you're unsure, check your vehicle registration certificate

Do you own the vehicle?

Yes No

Legal car owner

You must be the registered owner of the car to get a quote.

Is your vehicle a Motor Home?

Yes No

Motor Homes

Sorry we cannot insure motor homes

Is the vehicle left hand drive?

Yes No

Purchase date

Please enter the date of purchase.

You must notify us of any alterations/modifications to your vehicle.

Add Modification

What counts as an alteration/modification?

Any changes to the body or engine of the vehicle that were not manufacturer-supplied eg. Engine, Body, Wheels, Suspension, Exhaust, Seats.If you are unsure what a modification or alteration is, please call us.

Enter Policy holder details

What is your email address?

What will this be used for?

Your email address will be used to contact you with regards to your policy, as well as for sending your policy documents and for retrieving your quote.

What is your date of birth?

What type of licence do you hold?

Please be aware...

we only accept Licences that have been issued in Jersey, Guernsey, United Kingdom, Isle of Man, or the E.U. We do not accept any International Driving Licences or International Driving permits.

Held licence since

Please enter the date you gained your licence.

Where to find this?

Usually available on your driving licence

Failure to disclose past, pending or current convictions or claims will result in your policy being cancelled.

Have you made any claims in the last 5 years?

Yes No

What claims must I declare?

You must notify us of any claims you have made or have been made against you.

Failure to disclose past or pending claims will result in your policy being cancelled.

IMPORTANT A CLAIM AT FAULT IS ALSO, WHERE YOUR INSURER HAS PAID A CLAIM ON YOUR POLICY AND HAS NOT BEEN ABLE TO RECLAIM THE COST. IRRESPECTIVE OF WHETHER YOU THINK YOU WERE AT FAULT OR NOT.

ALL POLICIES ARE CHECKED ON A NATIONAL DATABASE TO VERIFY CLAIMS INFORMATION

Please specify your claims

Add Claim

Have you been convicted of any motoring offences in the last 5 years?

Yes No

What counts as a conviction?

You must notify us of any convictions you have, pending or currently disqualified even if over 5 years,

Failure to disclose past, pending or current convictions will result in your policy being cancelled.

Do you have any Convictions

Add Conviction

Do you have any un-spent criminal convictions?

Yes No

What counts as a criminal conviction?

A criminal conviction refers to a legal determination by a court that someone is guilty of committing a crime, which can include offenses such as theft, assault, fraud, drug offenses, and many others.

You must notify us of any criminal convictions you have, pending or final even if over 5 years,

Failure to disclose past, pending or current criminal convictions will result in your policy being cancelled.

Do you or any person who might drive have a medical condition?

Yes No

What does this include?

This applies to any person who may drive having lost an eye, limb or part of a limb, defective vision or hearing, any physical or mental infirmity, epilepsy, or any heart or other complaint.

Medical condition

Where you'll find this information

If you're unsure, check your vehicle registration certificate

From what date did symptoms of this condition start

Has a Doctor ever restricted or recommended your licence be taken away due to this or any medical condition?

Yes No

Additional drivers

Include any driver over 25?

Yes No

Any Driver over 25 cover, is limited to a max Group 24 car. Any unnamed Driver under 30 will be restricted to Third Party cover ( i.e. No Own damage cover will apply).

Are there any additional drivers on the policy?

Add Driver

What drivers can I add to my policy?

You can add up to 3 named drivers (subject to underwriting).

Note: They must be 23 or over.

Driver limit reach, if you require more you will need an any driver policy.

Choose your level of cover

What type of cover do you need?

Fully comprehensive

Third party, fire & theft

Third party only

You can cover yourself for the following levels:

Comprehensive cover

This is the highest level of cover, which covers you for:

accidental damage to your car
fire damage and/or theft of your car
your legal liability for accidents caused by you or your additional drivers
injuries to other people and damage to property

Third Party, Fire and Theft (TPFT)

This covers you for:

fire damage (Excluding Fire caused by Vandalism, Arson or Malicious Damage) and/or theft of your car
your legal liability for accidents caused by you or your additional drivers
injuries to other people and damage to property

Third Party Only (TPO)

This covers you for:

injuries to other people and damage to property

Cover business use?

Yes No

Business Use

Will the vehicle be used for the purpose of carrying out business activities (not including commuting to your regular place of work)

Do you have any No Claims Bonus for a car or van?

Important

No Claims Bonus can only be used on one vehicle at one time. i.e. if you already insure a vehicle and have earned no claims bonus, it CANNOT be used for other vehicles, unless it is being transferred to the new vehicle. No claims bonus has to be in the policyholder's name. No claims bonus expires if it is not used within 2 years.

Failure to prove stated no claims could invalidate your policy.

Proof WILL be required

Would you like to protect your no claims bonus?

Yes No

Protect your no claims bonus

You are eligible to protect your no claims bonus (NCB) (subject to proof of earned being 3 years or more).

This means that, you could have up to 1 claim in a policy period, without it affecting your no claim bonus. If you have 2 claims in a policy period, your bonus would be reduced to 2 years. The cost for this option is 10% of your premium.

If you elect not to purchase this option. In the event of a claim your no claims bonus will reduce to 2 years or less. In the event of 2 claims within the policy period your no claims bonus will revert to zero.

At least 1 year no claims on a motorcycle or scooter?

Yes No

This must be provable on demand

Failure to prove stated no claims could invalidate your policy

What is your estimated annual mileage?

Annual Mileage

Please provide an approximate mileage over the year to the nearest thousand.

Would you like legal cover?

Yes No

DASDrive Plus Legal Protection

To help you if a motor accident is not your fault and you have suffered an injury or incurred other losses (policy excess, hire car costs etc) which are not covered under your motor insurance policy.

For just £12 you can add DASDrive legal protection.

Find more information in the Insurance Product Information Document.

Not sure why you need legal protection? Find out more in this helpful video.

Would you like breakdown cover?

Yes No

DAS Breakdown Cover

For just £45 you can have annual breakdown cover which includes CI, UK and Europe.

Breakdown cover commences 48 hours after policy inception.

Find more information in the Insurance Product Information Document.

Car Insurance Quote

Search here for your vehicle.

Where you'll find this information

Where you'll find this information

Your selected vehicle

Your vehicle details.

Please note

Where you'll find this information

Legal car owner

Motor Homes

What counts as an alteration/modification?

Enter Policy holder details

What will this be used for?

Please be aware...

Where to find this?

What claims must I declare?

What counts as a conviction?

What counts as a criminal conviction?

What does this include?

Where you'll find this information

Additional drivers

What drivers can I add to my policy?

Choose your level of cover

You can cover yourself for the following levels:

Comprehensive cover

Third Party, Fire and Theft (TPFT)

Third Party Only (TPO)

Business Use

Important

Protect your no claims bonus

This must be provable on demand

Annual Mileage

DASDrive Plus Legal Protection

DAS Breakdown Cover